Have you ever trembled at the thought of inputting your credit card details into a website or filling in your name & address along with home and mobile phone numbers online? I’m sure we all have but things aren’t as bad as you might think so long as you take sensible precautions, so for this blog we’re concerning ourselves with safety online, especially when it comes to payments as here at OKU Home, we use one of the industries’ leaders in digital payment, Paypal as our preferred method.

Paypal was formed 13 years ago with the merger of Confinity and and has become a leading business in global e-commerce allowing payments and money transfers to be made through the Internet. Online money transfers serve as electronic alternatives to paying with traditional paper methods, such as cheques and money orders.  The safety of moving money and its customers’ data is paramount to Paypal, which is why we have chosen them, but to some extent, the public should also play their part in security so here are some tips to help keep you (and your money) exactly where it belongs;

1)  Create a unique password and only known to you. Don’t use your date of birth, house number, children’s names etc. as they are surprisingly obvious. Mix numbers with letters then make a note of it and for heavens sake, keep that note super hidden! And never use the same password on every web site – make a new one for each of them. It sounds like a pain but it will be much less of a pain than losing your hard earned cash to some dodgy online hackers.

2)  Update your computer software when it asks you to. The longer you leave this, the more chance you have of being ‘seen’ online.

3)  Never respond to suspicious emails. We’ve all had them and they can look very authentic but don’t be fooled. If you’re not expecting it, delete it no matter how much tax they say you may owe or how much money you may have ‘won’. If you’re not sure, wait a few days and see what happens, chances are, nothing.

4)  Check the address bar at the top of the screen, which should start with https://www. (the S is vital) and further along there should be a small icon of a closed padlock. These are secure websites that use encoded software to keep data safe.

5)  Scan your computer at least once a week with anti-virus software either the built in one that came with it or purchase another one from a well trusted brand name as this will help cut out unwanted visitors to your data. 

This all sounds somewhat ominous but being savvy will help to keep you safe and enjoy being online without panicking all the time.

We have complete trust in Paypal – it’s secure, easy, quick and convenient and with tens of millions of customers, it’s strengths are growing daily allowing us all to get on with our lives as well as sitting back and simply enjoying the Internet.